Good Money Moves

Many people restrict themselves from making good money moves because of misconceptions about managing their finances. This week, Good Money Moves features Jenna Taubel with First Alliance Credit Union and focuses on identifying and busting some of those myths

Pay Day Loans are often advertised as a quick solution to your money troubles, but in reality can lead to a cascade of financial hardship. Jenna Taubel and Michelle Dodd with First Alliance Credit Union explain why using the short-term, ultra-high interest loans can become a trap for people who may not be aware of other available options that could lead to future Good Money Moves.

Credit unions are a great option for meeting the financing needs of small businesses. Jenna Taubel and Greg Hird from First Alliance Credit Union explain the benefits small business owners will find when they make a Good Money Move by choosing a credit union to be their financial partner.

PPP is the acronym for the Paycheck Protection Program. On Good Money Moves this week, Jenna Taubel and Greg Hird with First Alliance Credit Union explain how the forgivable loan program for small businesses works and what you need to know before applying to receive the assistance extended by the federal government to help save businesses and jobs during the coronavirus pandemic.

The coronavirus pandemic has resulted in an epidemic of scams. This week on Good Money Moves, Jenna Taubel with First Alliance Credit Union explains how many of the scams work, how to recognize common scams and ways to protect yourself from falling victim to a scam.

Should you talk to your children about the financial challenges you're facing as a result of the pandemic or other issues? Jenna Taubel and Michelle Dodd with First Alliance Credit Union share advice on ways you can share information about the loss of a job or income, and help them understand the changes that are taking place in your household without adding to their worries.

Most Americans are about to get an infusion of cash from the federal government in response to the coronavirus pandemic. This week on Good Money Moves, Jenna Taubel and Michelle Dodd with First Alliance Credit Union identify some options and provide some advice on how to best utilize those payments to address your financial needs and goals.

Making ends meet is getting more and more difficult for the many who have lost their jobs or seen their income reduced because of the pandemic. On Good Money Moves, Jenna Taubel and Michelle Dodd with First Alliance Credit Union provide and explain options and strategies for finding ways to budget your money and lower monthly expenses.

What should you do if you lose your job? Unfortunately, it's a situation that far too many people are facing due to the coronavirus crisis. This week, on Good Money Moves, Jenna Taubel and Michelle Dodd with First Alliance Credit Union share important information on steps you need to take if you find yourself unemployed.

Good Money Moves this week is about down payments. Jenna Taubel and Craig Petterson with First Alliance Credit Union explain what down payments are used for and some of the different down payment requirements for home mortgages and other loans. Strategies for gathering the funds needed for a down payment are also explored during this episode of Good Money Moves.

Home equity loans can be a useful tool for achieving your financial goals. During this episode of Good Money Moves, Jenna Taubel and Craig Petterson with First Alliance Credit Union explain the process of obtaining a home equity loan and the differences between a regular home equity loan and a home equity line of credit, or HELOC.

the process of repossession, steps you can take to avoid repossession if you're facing a financial crisis, and how you could still owe money if your vehicle is repossessed.

What happens when you miss a loan payment or are late in making a payment? On Good Money Moves this week, Jenna Taubel and Tony Billmeier with First Alliance Credit Union explain what constitutes a late payment, when and how it gets reported to credit rating agencies, and what you should do if you find yourself in falling behind.

The majority of U.S. taxpayers end up receiving a refund when they file their tax returns, but what if you're among the minority who and find yourself owing the IRS a large sum of money and you're unable to pay what you owe before the filing deadline?  On this episode of Good Money Moves, Jenna Taubel and Dianne Adams with First Alliance Credit Union explain some of the options available for paying off the taxman.